Capital Advance is Payoneer’s working capital solution for eCommerce sellers with Amazon and Walmart Stores. It provides them with a merchant cash advance on upcoming marketplace earnings.
When you accept a Capital Advance offer, Payoneer purchases a part of your future account receivables equivalent to the Capital Advance amount plus a fixed fee (the settlement amount).
The purchased account receivables will be collected by Payoneer gradually from your future marketplace earnings until settlement is complete. There are two kinds of offers: Capital Advance Express and Capital Advance Grow.
What is the difference between Capital Advance Express and Capital Advance Grow?
Capital Advance Express offers are small cash boosts with a gradual settlement. They are a great way to help us build trust with our new customers. Once we get to know each other, you may become eligible to receive Capital Advance Grow offers, which are larger cash injections with a longer settlement. We always charge one fixed fee no matter which offer you take so there are never any surprises down the line, and you can use the funds from both offers to grow your business. When an accepted offer is fully settled, sellers will receive a new offer immediately, based on Payoneer’s eligibility requirements.
How does Payoneer determine the amount of working capital offered via Capital Advance?
The amount of working capital offered to merchants is based on the historical sales perfomance of the associated Walmart and Amazon stores, as well as predicted future sales. The maximum we offer is up to 100% of your store’s monthly volume (capped is $250,000).
What is the Capital Advance fee?
The fee we charge for a Capital Advance is a small, fixed percentage of the Capital Advance amount. The fee, along with the working capital amount, are together called the settlement amount. It’s a simple as that – there are no hidden fees.
How does Payoneer collect the settlement amount?
We collect the funds gradually so you have sufficient cashflow for your day to day business needs. Payoneer collects a portion of each marketplace payment you receive from the store associated with the Capital Advance. Collection continues until the full settlement amount has been collected.
Join thousands of Amazon and Walmart sellers who have already grabbed opportunities to grow their businesses.
Payoneer Capital Advance is the ideal cash flow management solution. You’ll receive Express and Grow offers which you will settle gradually as you get paid by the marketplace.
As a valued customer of [NAME], you’re eligible for a 10% fee rebate* on your first Capital Advance!
It's all about your business vision.
It's all about your business vision.
Join thousands of Amazon and Walmart sellers who have already grabbed opportunities to grow their businesses.
Payoneer Capital Advance is the ideal cash flow management solution. You’ll receive Express and Grow offers which you will settle gradually as you get paid by the marketplace.
As a valued customer of [NAME], you’re eligible for a 10% fee rebate* on your first Capital Advance!
*The one-time fee rebate as stipulated above (“Rebate”) will be credited to your Payoneer Account within 14 days from the date you fully settle the amount under the Capital Advance transaction. The rebate offer is capped at $250 and valid for three (3) months after the date of this publication and is subject to the following: (a) you accept your first Capital Advance offer for an amount higher than $1,000, within three (3) months of registration with Payoneer; (b) you are in good standing with Payoneer, at Payoneer’s sole discretion. If you are already registered with Payoneer but have never taken a Capital Advance, you should sign-in to your Payoneer account through a dedicated sign-in link (to be provided by our team), to access the Rebate on your first Capital Advance. Payoneer reserves it’s right to end the Rebate offer or to change the conditions of the Rebate offer from time to time, at its sole discretion.
