Trusted by Millions of Customers Worldwide. Chosen by Leading Marketplaces
Get the working capital you need today and settle gradually, as you get paid by the marketplace
Payoneer’s Capital Advance is the ideal cash flow management solution for eCommerce merchants on Amazon and Walmart. We’ll extend a new offer based on your store’s recent sales, which you’ll pay gradually over time until the offer is fully settled.
Get the working capital you need today and settle gradually, as you get paid by the marketplace
ADVANTAGES OF CAPITAL ADVANCE
FAST AND FLEXIBLE SUPPLY CHAIN FINANCING
Get up to 500,000 USD/GBP
Get funding up to 100% of the monthly volume of each of your stores
Settle over time
Payoneer collects 35% of your payments from that store until fully settled
Enjoy instant access
One click and the working capital funds are in your Payoneer account
Receive new offers for online stores you manage through Payoneer
ACCEPT
One click and the funds are in your Payoneer account
SETTLE
Over the coming months, Payoneer collects 35% of your payments from that store until fully settled
* Eligibility requirements for Payoneer’s Capital Advance may apply * The above doesn’t create recommendation or offer on our behalf.
Here’s an example of how you settle your Capital Advance:
*Currencies supported: USD and GBP
DISCOVER OUR WORKING CAPITAL RESOURCES
How to Grow Your Business with Working Capital
READ MORE
What is Working Capital and How Can eSellers Benefit?
READ MORE
Why a Working Capital Advance is the Best Way to Finance Your Holiday Inventory
READ MORE
5 Ways to Boost Online Holiday Sales for eCommerce Sellers
READ MORE
What is Payoneer Capital Advance for Amazon and Walmart sellers?
Capital Advance is Payoneer’s working capital solution for ecommerce sellers with Amazon and Walmart Stores. It provides them with a merchant cash advance on upcoming marketplace earnings.
When you accept a Capital Advance offer, Payoneer purchases a part of your future account receivables equivalent to the Capital Advance amount plus a fixed fee (the settlement amount).
The purchased account receivables will be collected by Payoneer gradually from your future marketplace earnings until settlement is complete.
What does it mean that Payoneer purchases my future receivables?
We purchase a portion of your future earnings, with no limitation to a specific marketplace or funding source, in return for immediate funding, and we collect the earnings we purchased as you get paid. Offers are associated with specific stores to make it easier for you to manage different funding sources.
Typically, we collect the purchased receivables from marketplace payments related to the store associated with the offer. In certain circumstances, we will collect from other funding sources as well.
How does Payoneer determine the amount of working capital offered via Capital Advance?
The amount of working capital offered to merchants is based on the historical sales performance of the associated Walmart and Amazon stores, as well as predicted future sales.
How often will I receive Capital Advance offers?
Once you are eligible to receive Capital Advance offers, you will receive them at regular intervals.
Once you accept a Capital Advance offer naming a specific store, you’ll only get another offer for that store once settlement for the first offer is complete.
What is the Capital Advance fee?
The fee we charge for a Capital Advance is a small, fixed percentage of the Capital Advance amount. The fee, along with the working capital amount, are together called the settlement amount.
You can see the exact fee in the list of offers on the Capital Advance page in your Payoneer account.
We have no hidden fees! Payoneer does not charge any additional fees for receiving a Capital Advance above that stated fee.
Amazon sellers – connect your stores to get lower fees
You will see two types of offers – premium and basic – depending on whether your stores are connected to Payoneer’s Store Manager. Premium offers feature our lowest fees, so we recommend connecting all your stores to Store Manager.
How does Payoneer collect the settlement amount (Capital Advance funds plus fixed fee)?
Starting from the settlement start date specified in the offer, Payoneer collects a portion (for example, 35%) of each marketplace payment you receive from the store associated with the Capital Advance; the remaining amount of the payment is available in your Payoneer account to use as needed to run your business. Collection continues until settlement is complete, that is until the full settlement amount is collected.
How long does it take to settle a Capital Advance?
SSettlement starts from the settlement start date specified in the offer and collection is gradual, typically over the course of several months, depending on your marketplace payments.
How do I track the settlement of my Capital Advance?
You’ll receive an email when we deposit the Capital Advance in your Payoneer account and each time we collect a portion of a marketplace payment, including the final collection when the Capital Advance is fully settled.
In addition, every merchant can view all activity related to their Capital Advance in the Transactions page in their Payoneer account.
